Renting at 45+
Ontario Rent Increase Guideline 2027: What Renters Over 45 Should Check
The cap on most Ontario rent increases drops to 1.9% next year. Here is how to tell whether your unit is covered and what to do with a notice that looks wrong.
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BenefitsHow to Use a Health Spending Account in Canada in Your 40s and 50s
Many Canadian workers leave part of their health spending account unused every year. Here is what it covers in midlife and how to claim all of it.
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RentingRenting at 45, Eyes Open
Renting in midlife does not have to be a stopgap. With the right questions and a bit of planning, it can be a deliberate, secure way to live.
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Before you applyHow to Pass a Rental Affordability Check in Midlife
Self-employed, mid career change or back after time out? Here is how affordability checks usually work, and how to present your situation clearly.
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EntitlementsThe Benefits You Might Be Missing in Midlife
Plenty of people in their forties and fifties assume support is not for them. Often they are right. Sometimes they are leaving real help unclaimed. Here is where to look.
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Benefits, explainedHow Means Tests Actually Work
Means tests decide who gets a great deal of support, yet most of us have only a hazy idea how they treat income, savings and partners. Here is the general picture.
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Home mathsRent or Buy at 50? A Plain Comparison
Buying at 50 is possible, and so is renting well for life. Here is how the two compare on cost, security and flexibility, and what usually decides it.
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After redundancyClaiming Support After Redundancy in Your Fifties
Redundancy in your fifties is common, and it is not the end of your working life. Here is how to work out what support you may be entitled to, and in what order.