Tobias Wren

Tobias is in his early fifties and came to personal finance writing the long way round, after a decade of muddling through his own retirement paperwork and realizing most explanations were written for people who already understood them. At Simply Forties he covers retirement money in midlife: shortfalls, combining old accounts, what changes when you change jobs, and deciding what is actually worth worrying about. He writes general information rather than advice and is cheerfully insistent that readers talk to a qualified, regulated adviser before big moves.